(+977) 065-414247, 414297     info@ganapatimicro.com.np

Products and Services

Saving


1. Group Saving
It is the saving product designed to promote & encourgae the saving habit of the member clients. It is a mandatory product where a specified amount has to be deposited by the member clients in their every center meetings.

2. Pension Saving
Under this product, the member clients are supposed to deposit certain amount as their pension saving in their every center meeting compulsarily. The clients are offered to have doubled amount of their deposit under this saving product after the completion of 15 years of their savings. The interest of this doubled amount will be provided to the member clients as the pension or the member clients can withdraw the whole amount. This product basically helps to have certain amount of saving to the member clients at the time of their dependable age.

3. Individual Saving
Under this saving product any amount can be deposited by the member clients.It is a voluntary saving product product offered to all the member clients. This product helps the member clients to improve their saving habit and can withdraw the amount in any center meetings.

4. Center Fund Saving
Center Fund Saving is one of the Voluntary Saving. As per the requirement, certain amount of the micro loan disbursed to the member clients is deposited as the Center Fund Saving for every individual member clients as per as their requisition. It is designed to secure the future of the member clients. Through this saving the member clients can have certain amount at the time of their membership withdraws in the future.

5. Welfare Fund Saving
It is the voluntary saving product of the center not the individual clients. Under this savings, the fines, penalties and other voluntary amounts of the center can be deposited by the member clients and the amount of this saving can be spend on the purchase of center needed material such as mat for sitting, building center house, maintenance of center house, for social activities etc. Amount from this saving can be withdrawan at the center meetings.

6. Insurance Saving
Insurance Saving is a voluntary saving product. Under this saving, the member clients used to deposit the certain amount nedded for the payment of premeium for the insurance policy undertaken by those member clients. The interest for this saving amount will be same as of Group Saving Accounts.

7. Education Saving
Education Saving is also another optional saving option for the Member Clients, where they are supposed to deposit certain amount as their education saving in their every center meeting. Member Clients are offered to have doubled amount of their deposit under this saving product after the completion of 15 years of their savings. This product basically helps to overcome the future burden of education expenses of their siblings.